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User Terms
This page contains the User Terms of Online Payment Platform (OPP).
Solutions
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Solutions
Optimize payments with our streamlined solutions for seamless, secure transactions.
Purpose built for platforms and marketplaces
Everything you need to process payments
White-label and API solutions
Payments
Everything you need to process payments.
Payments
Accept and process secure payments with both local and international methods.
Multi-Split transactions
Hold funds in Escrow
Support multiple currencies
Payment Methods
All global and local relevant payment methods available.
Payment methods
All global and local relevant payment methods available.
C2C and B2C payments
Compliant with PSD2 and schemes
Competitive rates
Checkout
Offer customisable check-out experience.
Checkout
Easily embed our checkout modules into your platform, or built your own using our API.
Whitelabel Checkout
Direct API integration
Fully customizable
Escrow
Safely hold funds for payouts.
Escrow
Safely store funds and release them when certain criteria are met.
Increase safety
Reduce fraud
Brand it as your own service
Multi-Split
Split transactions among users.
Multi-Split
Split a single transaction towards as many different recipients you require.
Unlimited splits
Create mixed checkouts
Enable efficient payment journeys
Onboarding
Business and consumer merchant KYC.
Onboarding
Seamlessly verify businesses and consumers.
Customisable onboarding module
Rapid verification of merchants
Integrate through API or white-label
Business Onboarding
Check businesses and verify ownership.
Business Onboarding
Swiftly onboard businesses and meet every compliance requirement.
Rapid business verifcation
Centralized automated workflows
Minimized manual effort and risk
Consumer Onboarding
Check consumers and verify personal details.
Consumer Onboarding
Thoroughly verify consumers with a streamlined KYC process.
Fast, reliable verification
Compliance with international regulations
Flexible integration options
Onboarding Interface
Onboard merchants with our customisable module.
Onboarding Interface
Onboard people- and businesses efficiently with our customisable module.
White-label or direct API integration
Compliant verification of businesses and consumers
Meets all regulatory requirements
Payouts
Instant payouts in multiple currencies.
Payouts
Accept and pay out in multiple currencies.
Multi-Currency support
Instant, monthly, weekly, daily and custom payout options available
Virtual IBANs
Multi-Currency
Accept and pay out in multiple currencies.
Multi-Currency
Accept and pay out in multiple currencies to seamlessly expand international reach.
Offer local currency options
Flexible FX conversions with Direct, Like-for-Like, and adaptable rate options
Easily integrate or white-label
Instant Payout
Pay-outs deposited in seconds.
Instant Payout
Provide instant payouts deposited in seconds.
Real-time settlements
Flexible payout methods
Effortless integration
Virtual IBAN’s
Create as many virtual bank accounts your platform requires.
Virtual IBAN’s
Streamline cross-border payments and reconciliation.
Unique IBANs for effortless payment tracking and matching.
Branded Virtual IBANs
Available in all EEA countries
Control
Complete overview of your platform.
Control
Manage your platform, merchants and support.
Your own Partner Interface
Dedicated Merchant Interface for your users
Customer support for your merchants
Partner Interface
Comprehensive insight into your platform and users.
Partner Interface
Comprehensive insight into your platform and users.
All-in-one dashboard providing a complete overview
Manage your merchants
Real-time transaction data
Merchant Interface
Let your merchants manage
their transactions.
Merchant Interface
Let your merchants manage their transactions.
Overview of all transactions and purchases
Ability to manage their KYC status
Use white label or integrate through API
Reporting
Receive automated reports on the data you care about.
Reporting
Receive clear, periodic reports with all transactions and more in one overview.
Automated, customizable reporting
Comprehensive data
Flexible output formats
Mediation and Dispute Handling
Offering customer support for your merchants.
Mediation and Dispute Handling
Offer customer support to your merchants and increase satisfaction.
Transparently handle disputes within your own environment.
Offer 7-day assistance
Automatically resolve complex payment issues
Use cases
Auctions
Reassurance of funds
Auctions
Real estate, art & collectibles, flower & agriculture, industrial & heavy equipment
Automotives
Safely process large transactions
Automotives
Cars, vans, pickups
Crowdfunding
Payouts after goal fulfillment
Crowdfunding
Equity, creative projects, lending based, real estate, community
Franchises
Payout to multiple businesses
Franchises
Restaurant, retail, home service
Leisure
Offer a safe rental experience
Leisure
Hospitality, hotels, parks, sports
Marketplaces
Help people make deals together
Marketplaces
C2C, B2C, B2B marketplaces
Use cases
Types of business we support.
About us
Company
We are a specialised payment provider for platforms and marketplaces.
Company
We are a specialised payment provider for platforms and marketplaces.
200+ platforms
28M+ merchants across Europe
Part of the Worldline Group
Blog
Read the latest from OPP.
Blog
Read the latest from OPP.
Articles, guides and more
Success stories from our partners
Life at OPP
Jobs
We're hiring!
Jobs
We're hiring!
Offices in Delft, Valencia, Berlin and London
Shape the future of platform payments
About Us
The people, the story and the business.
Learn more about OPP
Read our blog
Working at OPP
Solutions
Optimize payments with our streamlined solutions for seamless, secure transactions.
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Offices
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