Studytube kiest OPP voor betalingen voor 8.000 opleiders en 500.000 medewerkers

Bedrijven die via Studytube trainingen inkopen, krijgen één factuuroverzicht per maand. Met multi-split betaalt OPP automatisch elke trainer en Studytube.

Studytube was founded in 2010. Hundreds of organisations and more than 500,000 employees use it for courses and training from some 8,000 providers, including external providers such as ICM and NCOI. Companies manage training, approvals and budgets in Studytube’s portal, and they expect to handle payments there too.

“Our goal is to enable companies to harness the potential of every employee. By building a user-friendly learning environment with attractive offerings, we make people’s development simpler and more accessible.”

Sebastiaan Menheere, COO of Studytube

The partnership: B2B payments a learning platform does not have to run itself

Studytube sits between the companies that buy training and the trainers who deliver it. Handling the money between them itself would have made Studytube a payment service provider, a role that, with PSD2 in force, it did not want to take on.

So OPP took on that role. OPP and Studytube partnered to automate the payments between companies and trainers on the platform. With OPP’s multi-split payments, a company receives one invoice summary a month instead of a hundred separate invoices. OPP collects the company’s payment and splits it between the trainers and Studytube’s commission, so everyone is paid automatically.

The challenge: few providers focus on B2B, and none on splitting

Studytube’s payment flows are business to business: hundreds of companies paying thousands of training providers through one platform. Most payment service providers are built for consumers paying a webshop, not for companies paying many suppliers at once.

“Due to the strict requirements imposed by the PSD2 legislation, it was undesirable to take on the role of payment service provider ourselves. Therefore, we decided to partner with an external organisation. However, we discovered that few payment service providers focus entirely on B2B payments. Because this focus was missing, almost none of the major parties could meet our requirements.”

Sebastiaan Menheere, COO of Studytube

Companies typically buy courses from several providers at once. Studytube did not want them checking an invoice per training, and it wanted to deduct its own fee from each payment without manual work.

Our solution: one invoice summary, many payouts

For OPP, splitting a client’s payment into the trainer’s portion and the platform’s commission is everyday practice. Companies now receive an overview of all transactions each month, one invoice summary instead of 100 invoices from different trainers. When the company pays it, OPP’s multi-split pays the various trainers and pays Studytube its fee. Payments from trainers to Studytube run automatically through OPP as well.

“When formulating these requirements we immediately noticed that for Online Payment Platform, as a specialist in platform payments, this is everyday practice. They offer multi-split payments that automatically split the client’s payment to Studytube into the trainer’s portion and our commission.”

Sebastiaan Menheere, COO of Studytube

The impact: convenience for companies, and a payment flow that keeps working

Companies that train their staff through Studytube now deal with one invoice summary a month and pay it in one go. Trainers receive their share automatically, and Studytube’s fee is deducted without anyone at Studytube touching it. The set-up has stayed in use as the platform has grown.

“The partnership with OPP is very good. What I especially appreciate in our partnership is the personal contact and attention. This enabled us to set up our payment solution very efficiently, and we are still using it successfully. Their specialism in platforms and marketplaces has proved valuable to us, as they know very well what we need.”

Sebastiaan Menheere, COO of Studytube

Studytube has a team in Germany and activities in other European countries, and OPP supports platforms beyond the Netherlands too, so the two companies’ international ambitions line up.

What this means for you: why B2B platforms need split payments

If you run a platform where one customer buys from many suppliers, Studytube’s requirement is a common one: a single invoice for the buyer, an automatic payout for every supplier, and your own fee deducted along the way, without becoming a payment institution yourself.

That is what multi-split payments are for, and it is where OPP started.

Want to see how multi-split payments could work for your platform? Get in touch to learn more.

Talk to our team

Veelgestelde vragen

Kan een B2B-platform bedrijven één keer factureren en veel leveranciers automatisch betalen?

Ja. Bedrijven die via Studytube trainingen inkopen, ontvangen één factuuroverzicht per maand in plaats van een factuur per trainer. Als een bedrijf betaalt, splitst OPP de betaling en ontvangt elke trainer zijn deel en Studytube zijn fee.

Heeft een platform een vergunning nodig om betalingen tussen zijn klanten en leveranciers af te handelen?

Geld innen namens leveranciers en dat doorbetalen is onder PSD2 een betaaldienst. Studytube wilde die rol niet op zich nemen, dus handelt OPP, een payment service provider met vergunning, de betalingen af.

Waarom is het lastiger om een provider te vinden voor B2B-platformbetalingen?

De meeste payment service providers richten zich op consumenten die bij webshops betalen. Studytube merkte dat bijna geen van de grote partijen aan zijn B2B-eisen voldeed: veel leveranciers per klant, één factuur en een platformfee op elke betaling. Voor OPP is het splitsen van een betaling tussen leveranciers en de commissie van een platform dagelijkse praktijk.